Destiny MasterCard does not offer a credit limit increase to the customer. The company does not accept requests for credit limit increases, and it is solely focused on customers with low credit scores who are looking to build credit. With creditworthy behavior, timely payments, and a low credit utilization ratio, the cardholder will become eligible for automatic increases in their minimum credit limit. Destiny MasterCard reports to Experian, TransUnion, and Equifax, making it the best card for building credit.

Destiny MasterCard Credit Limit Increase

What Are The Features Of Destiny MasterCard?

The Destiny MasterCard has an annual fee of $125 for the first year and $49 for every consecutive year, with a $10.40 monthly fee. It offers an interest rate of 35.9%.

How To Qualify For A Destiny MasterCard?

Destiny MasterCard requires their customers to pre-qualify for their card before being approved. This is in line with the company’s goal of providing quality products and services to their customers. ..

To be eligible for a Destiny MasterCard, applicants must be at least 18 years old, have a valid social security number, physical address, and valid US IP address. Additionally, applicants cannot have another Destiny MasterCard which was closed due to late repayment. ..

Destiny Master Card Fee Structure

Destiny MasterCard offers two options for fees for opening a new card, depending on the pre-qualification process: $75 for the first year; $99 for every consecutive year, orA recurring fee of $59 per year Destiny Mastercard charges no Cash advance fee for the first year, then the customer is charged $5 or 5% of the total cash advance. Destiny Mastercard charges 1% on all foreign transactions. The customer can be charged Up to $40 as late fees on the card. The customer can be charged Up to $40 while returning cash advances paid The customer is charged $40 if they got over their limit.

Who Can Benefit Most From A Destiny MasterCard?

People who have filed for bankruptcy in the past are generally not eligible for most secured credit cards. This is because having a low credit score can disqualify someone from getting a card, even if they are looking to improve their credit score. Additionally, people who cannot afford to put up a security deposit or who want to use their card in foreign countries may not be able to do so if they have a low credit score. ..

Destiny Master Card Interest Rates

The Cash advance APR for the month is 29.9%. The interest rate on a cash advance is $1, which is charged if the balance is not repaid in full each month.

Destiny MasterCard is a card that provides secure deposits and no security fees. It has a $300 credit limit and reasonable interests rates. It also does not provide rewards, so if you are looking for a more lucrative card, there are other cards with high credit limits and customer reward programs available.

A: You have a few days to receive your card.

B: Customers will receive their cards within 14 days of being approved. ..

A: Yes, you can get cash advances and perform foreign transactions on your Destiny MasterCard.

Q: What are the additional charges?

A: Yes, you can transfer your balance to another card from your Destiny MasterCard.

Transferring of balance is not allowed in the game.